Numerous charge cards will offer a 0% introductory APR period on acquisitions and transfers of balance for 12 to 15 months. Supplied you will be making at least the minimal payments on time, you won’t be charged interest for the time that is whole, after which it the interest price will return to your regular purchase or balance transfer APR, that may likely are normally taken for 14 to 26% according to your creditworthiness. You may have to spend a share on any balance you likely transfer between 3 and 5%.